Loans on the Security of Deposits 
Loans not exceeding 90% of the deposits may be issued against the security of deposits to the depositors.  Interest on such loans shall be charged at such rates decided by the Board from time to time.

C.C.L.A. / OD Account:
Cash Credit Loans may be issued to the individual members against their term deposits and may be called cash credit C.C.L.A. (2).  Such loans may be issued upto 80% of the Deposits.  The Cash Credit shall be renewed every year.