The Kisan Credit Card (KCC) Animal Husbandry Loan is designed to provide timely and affordable financial assistance to farmers engaged in dairy farming activities. This scheme helps farmers meet working capital needs and improve agricultural allied activities.

Eligible Activities

• Dairy Farming

Eligibility

• Individual Farmers
• Dairy Farmers
• Tenant Farmers involved in Animal Husbandry activities

Loan Purpose

• Purchase of cattle/feed
• Fodder and maintenance expenses
• Veterinary expenses
• Working capital for dairy and livestock activities
• Maintenance of farm assets

Loan Amount

• Up to ₹2 Lakhs for Animal Husbandry activities
• Combined KCC limit up to ₹3 Lakhs along with crop loan facility may be available subject to eligibility and bank norms.

Interest Rate & Subsidy

• Concessional interest rate as per Government guidelines
• Interest Subvention benefit available for eligible borrowers
• Additional incentive for prompt repayment may be applicable

Farmers repaying loans on time can get interest benefits under Government schemes.

Security / Collateral

• No collateral generally required up to eligible limits as per RBI/NABARD guidelines
• Higher limits may require security depending on loan amount and bank rules

Documents Required

• Aadhaar Card
• Voter ID / PAN Card
• Address Proof
• Passport Size Photos
• Land Records (if applicable)
• Livestock details
• Bank Passbook

Repayment Period

Flexible repayment based on dairy/livestock income cycle and PACS norms.

Benefits of KCC Animal Husbandry Loan

✔ Easy and quick credit facility
✔ Low interest rate
✔ Government interest subsidy benefits
✔ Supports dairy and livestock income generation
✔ Helps farmers avoid private money lenders

                                                                  Terms and conditions apply